Boat & Personal Watercraft Insurance

At Forward Insurance, we offer specialized boat and personal watercraft insurance policies designed to provide comprehensive coverage tailored to your specific needs. Whether you’re a weekend boater or an avid water sports enthusiast, our policies cover everything from accidental damage and theft to liability and medical expenses. Our expert team is here to help you navigate the complexities of boat and personal watercraft insurance, ensuring you get the right coverage at a competitive rate.

Features of boat and watercraft insurance:

Forward Insurance offers coverage for sailboats, powerboats, houseboats, inboard or outboard motorboats and personal watercraft (Jet Skis®, WaveRunners®, SeaDoo®).

• Bodily injury and property damage liability coverage: Provides protection if you cause injury to someone or damage their property while operating your boat or watercraft.
• Physical damage coverage: Covers damage to your boat or watercraft resulting from a collision with another vessel or submerged object, subject to a deductible.
• Personal property coverage: Protects personal belongings on your boat, such as fishing gear or watersports equipment, in case of damage or theft.
• Emergency assistance coverage: Offers towing, gas delivery, and on-water or roadside assistance if your boat gets stranded, ensuring help when you need it most.
• Watersports liability protection: Provides coverage if you are pulling skiers or tubers and an accident occurs, safeguarding you against potential liability claims.
• Trailer coverage: Covers damage or loss to the trailer used to transport your boat or watercraft.
• Uninsured and underinsured boaters coverage: Protects you in the event of an accident with another boater who lacks adequate insurance, allowing you to recover damages for injuries or losses.

Enhance your boat insurance with optional coverages like uninsured watercraft liability, personal effects protection, emergency assistance and towing, trailer or boat lift coverage, and extended watersport liability to ensure comprehensive protection for every adventure on the water.

Money Saving Discounts:

• Loss free renewal – 5% on first renewal, 10% on successive years
• Experience – rate adjusted to reflect your boating experience
• Insuring multiple units – if insuring two or more

Moving Your Insurance Needs Forward

Getting the right boat and watercraft insurance doesn’t have to be complicated. By exploring your coverage options, you can feel confident about staying protected on the water. Trust Forward Insurance and our team of agents to provide dependable boat insurance that ensures your safety and peace of mind on every adventure.