At Forward Insurance, we know the excitement of hitting the open road and riding freshly groomed trails. That’s why we offer tailored protection for all your recreational vehicles, like RVs (including travel trailers, motorhomes, campers), ATVs, snowmobiles, motorcycles, and more. Our policies provide extensive protection, including collision, comprehensive, and liability coverage, all customized to fit your specific needs.
Features of recreational vehicle insurance:
- Comprehensive coverage: Protects against damage from theft, vandalism, fire, weather events, and collisions.
- Liability protection: Covers injuries or property damage to others if you are at fault in an accident.
- Medical payments coverage: Pays for medical expenses for you and your passengers, regardless of fault.
- Collision coverage: Covers repair or replacement costs for your RV, ATV, snowmobile, or motorcycle after an accident.
- Uninsured/underinsured motorist coverage: Protects you if involved in an accident with a driver who lacks adequate insurance.
- Personal belongings coverage: Insures your personal items carried on or in the vehicle, such as gear, electronics, or equipment.
- Roadside assistance: Provides 24/7 help with towing, flat tires, fuel delivery, and other roadside emergencies.
- Custom parts and equipment coverage: Protects aftermarket modifications, accessories, and upgrades, like custom paint, saddlebags, or audio systems which may be common on your motorcycle.
- Trip interruption coverage: Reimburses for lodging, transportation, and meals if your RV or motorcycle is disabled due to a covered loss while traveling.
- Seasonal coverage: Offers flexible coverage for vehicles only used during certain times of the year, like snowmobiles or motorcycles.
Additional coverage options are available to enhance your protection for all types of recreational vehicles.
- For RVs, you can add full-timer coverage if you use your RV as a primary residence, vacation liability coverage while parked, and emergency expense coverage for unexpected costs during a trip.
- Snowmobile owners can benefit from accessories coverage for custom equipment and parts, as well as trailer coverage for transporting their snowmobiles.
- ATV riders have the option for expanded liability and medical payments coverage to protect against injuries on or off-road, along with coverage for transport trailers.
- Motorcycle enthusiasts can choose optional protections like replacement cost coverage for totaled bikes, guest passenger liability, and coverage for custom parts and accessories.
Money Saving Discounts:
- Safety course – for course completion
- Renewal – for each successive year
- Insuring multiple units – if insuring two or more
Moving Your Insurance Needs Forward
Whether you’re riding the trails in Wisconsin or exploring new terrains in Minnesota, the right recreational coverage can help you feel secure and protected. Trust the agents at Forward Insurance to deliver dependable protection for your RV, snowmobile, ATV, or motorcycle, giving you peace of mind on every outdoor adventure.
