Credit Score Journey

Take control of your financial health with Credit Score Journey, Forward Bank’s credit score tracker and credit monitoring tool. Easily access your credit score online, track changes over time, and receive alerts to help you stay informed. Regular credit checks can help you spot potential issues early and take action to maintain or improve your score. Forward Bank’s secure and user-friendly platform offers the insights you need to make informed financial decisions, whether you’re planning to apply for credit or simply want to keep an eye on your financial standing.

Features and Benefits of Credit Score Journey

• Access credit score: Stay informed with daily access to your credit score and credit report right from your computer or mobile device. Your score updates every 7 days, but you can refresh it as often as every 24 hours for the most current information.
• Real-time credit monitoring alerts: Keep your credit profile secure with real-time alerts whenever there’s a change. Our system continuously monitors your credit report and sends email notifications if any suspicious activity or changes are detected.
• Personalized credit report: Access a detailed, personalized credit report based on data from TransUnion, giving you a full picture of your credit profile and history, so you can see what’s working in your favor and identify areas for improvement.
• Identify credit bureau errors: Detect any errors in your credit report early on. Credit Score Journey makes it easy to identify discrepancies and gives you the tools you need to dispute inaccuracies that may be affecting your score.
• Credit score action plan: Learn about key credit risk factors that might impact your score, such as late payments or high credit utilization, and find effective ways to mitigate them. Whether it’s maintaining a diverse mix of debt accounts or improving your payment history, our action plan provides clear steps to help you reduce credit risk and improve your score.
• Set credit score goals: Work towards your financial goals with confidence. Choose a target credit score, receive personalized recommendations, and track your progress over time, making it easier to achieve your financial milestones.
• Financial checkup: Discover your financial wellness score by answering a few questions about your current spending and saving habits. Get a comprehensive credit analysis with your Financial Checkup, including a budget breakdown and personalized tips to boost your credit and financial health.
• Simulate your credit score: Use the score simulator to explore various scenarios, like paying off a credit card or taking out a new loan. Remember, these simulations are hypothetical and do not predict or guarantee specific changes to your score.

Moving Your Banking Forward

At Forward Bank, we believe that understanding and managing your credit score is key to achieving financial freedom. With Credit Score Journey, you have the power to monitor your credit profile, set goals, and take meaningful steps toward improving your score—all within the convenience of your online or mobile banking platform. It’s time to take control of your credit and build a stronger financial future.

Ready to take control of your credit score? Log in to our online banking platform or mobile app, select Credit Score Journey, and start building a stronger financial future today!