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Credit Cards

Empower your business with the right credit card—choose from options that offer cash back, flexible rewards, and smart management tools to maximize your business’s potential.

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    Benefits to Move You Forward

    • Cash back and rewards on business expenses
    • Flexible spending management
    • Enhanced expense management tools
    • EMV smart chip technology for secure transactions
    • No fee for additional employee cards

    Visa® Credit Cards for Businesses at Forward Bank

    Empower your business with the right financial tools by choosing from our range of Visa® business credit cards, tailored to meet the diverse needs of companies of all sizes. Whether you’re looking to earn cash back on essential business expenses, maximize rewards with no point limits, or manage your cash flow with a low-interest option, we have the perfect card for you. From flexible rewards to streamlined employee spending management, our business credit cards are designed to help you make the most of your business expenditures while providing valuable perks and benefits.

    Visa® Business Cash Preferred Card

    Cash Rewards for Your Business.

    • Earn 3% cash back on eligible purchases at gas stations, cell phone service providers, office supply stores and on dining, including takeout and food delivery service purchases1,2
    • $100 Annual software credit after 11 consecutive monthly software transactions.3
    • 1% unlimited cash back on all other eligible net purchases.
    • $25 cash back awarded after your first purchase.4
    • Redeem for a statement credit, rewards card or deposit to qualifying account

    Visa® Business Card

    Pay Down Balances.

    • Save on interest with a great low introductory rate for an extended time
    • Use for large purchases, unexpected expenses or last-minute necessities
    • Pay down your other high-rate credit card balances faster
    • Easily manage employee spending with employee cards
    • Non-Rewards

    Smart Business Rewards Visa® Card

    Earn More Rewards. No Point Limits.

    • 2X points per $1 spent in your top two spend categories each month – automatically2,7
    • 1X points monthly per $1 spent on other eligible purchases
    • Redeem for Merchandise, Gift Cards, Travel, or Cash Back6
    • Earn 20,000 bonus rewards points when you spend $500 in the first 90 days of account opening – a $200 value8

    Visa® Business Real Rewards Card

    Flexible Rewards to Use to the Way You Want.

    • Earn 1.5 points monthly for every $1 you spend on eligible purchases (equal to 1.5% cash back)5
    • No cap or limit on the number of points you can earn, and you have five years to redeem for rewards
    • $25 Awarded after your first purchase4 – that’s 2,500 bonus reward points
    • Redeem for Merchandise, Gift Cards, Travel, or Cash Back6

    For questions about your account or to report a Lost or Stolen Card.

    24 Hour Cardmember Service: 800-558-3424

    The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A.

    APRs, fees and other Account terms may change at any time in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.

    Subject to credit approval.

    Insurance and Investment products are *Not FDIC Insured *No Bank Guarantee *May Lose Value *Not Insured by Any Federal Government Agency *Not a Deposit