Non-Profit Insurance

Protecting your non-profit organization is critical to ensuring that you can continue serving your mission and community. With tailored non-profit insurance from Forward Insurance, your organization can access comprehensive coverage that includes liability protection, property damage, and more. Whether you operate in Minnesota or Wisconsin, we offer specialized insurance for non-profits that meets the unique needs and challenges of your organization. From volunteer protection to coverage for fundraising events, our policies are designed to safeguard your operations, allowing you to focus on making an impact.

Features of non-profit insurance policies:

• General liability: Protects your non-profit from claims of bodily injury, property damage, and personal injury, ensuring coverage for legal fees and settlements.
• Directors and officers (D&O) insurance: Shields board members and executives from personal liability in lawsuits arising from their decisions or actions taken on behalf of the organization. This coverage is for wrongful acts that can include slander, defamation, invasion of privacy, defense cost, and much more.
• Property insurance: Provides coverage for damage to buildings, equipment, and other property owned or rented by your non-profit due to fire, theft, or other covered events.
• Special event coverage: Provides liability protection for non-profit events like fundraisers, galas, and community activities, covering incidents such as property damage, injuries, or cancellations. A policy is taken for each event that occurs.
• Workers compensation: Offers medical benefits and wage replacement for employees who suffer job-related injuries or illnesses, ensuring compliance with state regulations.
• Automobile coverage: Covers vehicles owned or used by the non-profit, protecting against accidents, damage, and liability claims.
• Cyber liability: Protects against losses from data breaches, cyber-attacks, and other digital threats, including costs for legal fees, notification, and recovery efforts.
• Employment practices liability insurance (EPLI): Protects against claims related to employment practices, such as wrongful termination, discrimination, or harassment.
• Employee dishonesty: Protects against financial loss due to fraudulent acts committed by employees, such as theft, embezzlement, or forgery.
• Commercial umbrella: Offers extra liability coverage beyond the limits of standard policies, safeguarding your non-profit against large claims or lawsuits that could exceed existing insurance limits.

Moving Your Non-Profit Forward

Your non-profit is all about making a difference, and we know that every day brings its own set of challenges, from managing limited resources to keeping everyone safe. That’s where we come in. At Forward Insurance, we’re committed to helping local organizations like yours find the right coverage to protect your mission. Whether it’s ensuring your volunteers are covered, safeguarding your events, or shielding your board members from liability, we can provide an insurance quote that fits your needs and budget, so you can keep doing what you do best—serving your community.